Rent Affordability Calculator
Find how much rent you can afford based on your income.
The classic guideline says to spend no more than 30% of your gross income on rent, but the right number depends on your other commitments and the cost of living where you are. Landlords often use the 30% rule (or require income of 3× the rent) when screening applicants, so it's worth knowing your number before you apply.
Enter your monthly income and the percentage you're comfortable spending on housing, and this calculator shows your target and maximum rent. Adjust the percentage to see how a tighter or looser budget changes what you can afford.
How to use Rent Affordability Calculator
- 1
Enter your figures
Fill in the fields with your numbers.
- 2
Read the results
The calculation updates instantly.
- 3
Adjust to compare
Change any input to explore scenarios.
Features
- Instant calculation as you type
- Clear, itemized results
- Runs privately in your browser
Frequently asked questions
Common mistakes to avoid
- Entering a percentage as a decimal (0.08) instead of a whole number (8).
- Comparing options on one metric alone instead of the full picture.
Get new tools in your inbox
One email a month with new tools, guides, and updates. No spam, unsubscribe anytime.